Use our online Member Directory to find an insurance agent who can assist you with a quote on health and business insurance programs.



CHT was established in 1968 for the sole purpose of providing a health benefit plan to cover eligible employees of participating employers. The Plan is available exclusively to employers who are members of the Colorado Contractors Association, the Associated General Contractors of Colorado and now the Housing & Building Association of Colorado Springs.*

Beat the 2019 individual market premiums hike by 22%

Health insurance carriers in Colorado have submitted requests to increase individual market premiums by an average of 27%. (Read a related article in The Denver Post.) Fortunately for members, the Contractors Health Trust increase is only 4.9%, which could save you thousands of dollars on health insurance.

The Contractors Health Trust offers comprehensive benefit programs that include medical, dental, hearing, vision, life, and accidental death & dismemberment benefits. The CHT benefit programs are specifically customized to meet the unique demands of the construction industry. Contractors Health Trust was Created for Contractors, Designed by Contractors and Managed by Contractors. See program details and get a quote!

risk management

CAHB/Western Pacific Risk Management and Insurance Program

The CAHB/Western Pacific Risk Management and Insurance Program provides special discounts to all CAHB Members. This program integrates multiple insurance carriers and policy options for CAHB’s membership and is not exclusive to any one carrier or insurance agency. The program is also available to all CAHB members including home builders, developers, and trade contractors, as well as associate members including architects, engineers, surveyors, material suppliers, real estate professionals, consultants and many more.

  • General Liability
  • Programs
  • Commercial Auto
  • Professional Liability
  • Commercial Property
  • Builder’s Risk
  • Special Events Liability
  • Contractor’s Equipment
  • Workers’ Compensation
  • Umbrella/Excess
  • Directors and Officers Insurance
  • Cyber Liability

For additional information, please contact or have your agent contact Western Pacific Insurance Network at 866-904-3777 or visit